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「本网站」指摩根大通证券（亚太）有限公司有关结构性産品的网站以及网站所载的全部资讯及资料。网站若干部份或页面可能载有独立且附加于此等条款及条件以及免责声明的条款及条件或免责声明。如有冲突，附加条款及条件或免责声明将规限该等部份或页面。

本结构性产品并无抵押品。如发行人及担保人无力偿债或违约，投资者可能无法收回部份或全部应收款项。认股权证及可赎回牛熊证爲涉及衍生工具的结构性産品。除非阁下完全了解及愿意承担所涉风险，否则切勿投资上述产品。

结构性产品的价格可急升亦可急跌，投资者或会损失所有投资。可赎回牛熊证具有强制赎回机制，并可能会提早终止，届时，(i)N类可赎回牛熊证的投资者将不获发任何金额；(ii)R类可赎回牛熊证的剩馀价格可能爲零。结构性产品于第二交易市场的流通性亦无法预料的。J.P. Morgan Broking (Hong Kong) Limited 为认股权证丶牛熊证及/或交易期权的庄家及流通量提供者亦可能为结构性产品的唯一流通量提供者。本网站中的任何意见，预测或估计仅代表发布资料当日的判断，摩根大通不保证未来事件或表现将与本网站中的任何意见，预测或估计一致。阁下应注意实际结果可能与本网站中发表的预测有重大差别。过往表现并不代表将来的表现。摩根大通并非投资者的顾问或信托人，亦不会负责决定投资该金融工具是否合法或适合任何准买家。

因此，阁下应为自己作风险评估并确保阁下明白结构性産品的性质及风险，并应（如适用）谘询阁下的法律丶税务丶会计丶财务及其他专业顾问，以确保投资于结构性産品的任何决定对阁下的具体情况及财务状况爲合适。

投资结构性産品前，阁下应仔细审阅及明白载于基本上市文件（包括任何增编）及相关推出公布及补充上市文件中的条款及条件，连同发行人的财务报表及其他资料。

发行人及其联属公司（「J.P. Morgan Group」）为一间提供全方位服务的证券公司及一间从事多种证券交易及经纪活动的商业投资银行，并且向广大客户提供投资银行丶资产管理丶融资丶财务顾问服务。因此，J.P. Morgan Group 可能就阁下向我们购入的证券从中潜在利益冲突。尤其是J.P. Morgan Group可能就交易所买卖基金的股份作为认可参与者或参与证券商，作为交易所买卖基金股份的庄家或大宗股票承购人，对交易所买卖基金的组建作出注资，并可能于交易所买卖基金的股份中拥有重大权益。该等活动可能对阁下可能购入的证券表现造成负面影响。J.P.Morgan Group的活动可能为其带来丰厚回报，同时令交易所买卖基金的股份价值下跌。

J.P. Morgan Group不论作爲自营买卖商丶代理人或庄家，可能持有自营买卖仓盘，并可能于结构性産品持有好仓或淡仓或其他权益，并可能随时在公开市场上或以其他方式购买及或出售结构性産品。J.P. Morgan Group可能涉及其他财务丶投资及专业活动例如为结构性産品相关股份的公司提供意见或贷款或参与该公司的责任承保或重租，该等活动可能引发有关证券或结构性産品（即本网站的主题）的利益或利益冲突。

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Cookie可分爲两种：session cookies及persistent cookies。

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倘摩根大通要求阁下登入网站时输入密码，谨爲阁下的安全而使用cookies。摩根大通或任何其联属公司亦收集集合所得资料，以供统计及评估用途。

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Nasdaq^®，Nasdaq-100 Index^®是Nasdaq, Inc. （Nasdaq, Inc.及其关联公司此后简称为"Nasdaq"）的注册商标，并已授权予摩根大通证券（亚太）有限公司使用。Nasdaq尚未认证该结构性产品的合法性或适用性。该产品不由Nasdaq发行丶代言丶出售或推广。Nasdaq对该产品不做任何担保，也不承担任何责任。道琼斯工业平均指数^®和标普500指数^®为标普道琼斯指数有限责任公司或其关联公司（「标普道琼斯指数」）产品，并已许可由摩根大通证券（亚太）有限公司(「摩根大通」)使用。Standard & Poor’s^® 及 S&P^® 均为标准普尔金融服务有限责任公司（「标普」）注册商标；Dow Jones^® 为道琼斯商标控股有限责任公司（「道琼斯」）注册商标；该等商标已许可由标普道琼斯指数使用及为特定目的再许可由摩根大通使用。该产品并非由标普道琼斯指数丶道琼斯丶标普丶其各自关联公司发起丶背书丶出售或推广，任何上述人士概不就投资该等产品的可取性作出任何声明，亦不就道琼斯工业平均指数^®和标普500指数^®的任何错误丶疏忽或中断承担任何责任。

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倘该系统出现错误或失效，作爲阁下的唯一及全部补救方法以及按摩根大通的选择代替本文所述任何其他补救方法，摩根大通可选择提供错误修正丶错误修复或更换该系统，惟任何有关错误修正丶错误修复或更换须根据此等条款及条件丶本协定（包括免责声明及责任限制）项下所载的相同条款及条件提供。

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如本网站所载的评论或资料引用J.P. Morgan Group的研究报告，该评论或意见乃由摩根大通销售及交易部人员而非J.P. Morgan Group的研究部所编制。因此该评论或资料的编制并无按照促进研究的独立性的相关法规包括但不限于有关禁止于投资研究散播前进行交易的法例。本网站所载的评论或资料并不构成亦无意构成研究报告。
除非另有所指，任何于本网站所载的评论或意见纯熟来自个别编制人及或特定的销售及交易部门而可能与其他J.P. Morgan Group的部门包括研究部的意见或看法不同。

本网站（包括所载的评论或资料）并不构成亦无意构成于任何地区适用的法律和法规下定义的「研究报告」丶「投资研究」或「独立研究」。

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在本网站可取得的若干资料乃相关新闻及资讯服务提供者或向相关服务提供者提供有关资料的第三方或摩根大通的知识産物。有关资料乃受版权及其他知识産权法所保护，而资讯服务提供者或第三方或摩根大通（视乎情况而定）拥有全部拥有权。本网站版权所有。除非获摩根大通及或（如有关）可能拥有有关商标及标志的第三方书面批准，否则严禁使用本网站展示任何商标及标志。阁下进入本网站时，仅可使用来自本网站的资料作阁下个人及非商业用途。有关使用将按照此等使用条款及条件以及本网站其他部份所载的规定（如有）。阁下不得复制丶分发或重新分发资料（包括以高速存取丶编制或类似方式）或出售丶转售丶重新传送或以其他方式令任何第三方可以任何方式获取来自本网站的资料。数量乃按「现况」提供。摩根大通或任何第三方概不向阁下或任何第三方就(i)透过本网站向阁下提供的资料或任何其他资料的任何不准确或不完整或传递的延误丶干扰丶错误或遗漏；或(ii)阁下或任何第三方依赖有关资料所作出的任何决定或采取的行动而直接丶间接或相应産生的任何损失或损害承担责任。第三方或摩根大通概不就业务收益亏损丶溢利损失或任何惩罚性丶间接丶相应而生丶特别或类似损害（不论以合约丶侵权或其他方式）承担责任，即使知悉阁下或任何第三方可能招致有关损害。

除上述免责声明外，载于有关上市或发售文件内有关与结构性産品相关的各种指数的免责声明及责任限制均适用于本网站的使用，且应纳入本免责声明内。摩根大通或任何提供本网站资料或数据的第三者，无论在任何情况下都不会爲其提供的相关指数资料承担任何责任。

本网站的资料乃依据摩根大通认爲可靠的公开来源所取得的资讯。然而，摩根大通并无核查有关资料，而有关资料可能并不完整或准确。本网站提供的资料所载的意见丶估计及其他资讯可在未事先通知的情况下更改或撤回。

摩根大通并无任何责任更新或保持本网站资讯有效。摩根大通或其联系或关连人士及／或联属公司丶其董事丶高级职员及／或雇员（包括参与编制或发布本网站资料的人士）或任何资讯提供者概不就本网站所载资料的真实性丶准确性丶完整性丶足够或合理程度或任何有关资料适用作任何用途发表任何明示或隐含的陈述或保证。

倘有关资讯包括定价水平丶披露资料丶估值丶于本网站刊发的其他分析或表现数据，本网站所载的资讯及数据乃按反映真诚决定的假设及参数而编制，或取自相信爲可靠的来源。所采用的假设及参数并非可能合理挑选的唯一假设及参数，因此，概不保证有关报价丶披露或分析的准确性丶合理程度或完整性。任何资讯服务提供者丶第三方或吾等或任何联属公司概不保证资料的计算结果，而有关计算结果可能并不完整。任何资讯服务提供者丶第三方或摩根大通概不就任何资料作特定用途的准确性丶足够程度丶质量或适合程度丶不受时间影响的程度丶并无侵犯行爲丶所有权作出任何保证，且一切有关保证乃明确摒除法律下不包括的所有保证。

本网站所载的定价分析工具或定价模型仅供参考用途。该工具或模型乃基于某些假设及当时之市场情况，并根据公认的财务原则运作。以其他模型或不同假设爲基准的估值可能出现不同结果。摩根大通明确表示概不就(i)该模型或估计的准确性；(ii)计算或发布估值的任何错误或遗漏；及(iii)依赖或使用有关估值而承担任何责任。因此，任何该工具或模型所计算的结果纯粹供参考用途，阁下不应依赖或使用该工具或模型所得出的结果。

摩根大通概不就未来达致任何指标性回报或表现作出陈述或保证。有关资讯并不构成摩根大通的投资意见，并仅供参考用途。阁下须就使用自本网站取得的任何资料或因其使用而导致的任何结果承担一切风险。阁下有责任确认透过互联网接收的任何资讯的完整性。

透过互联网传送资料并不安全，并可能出现摩根大通控制范围以外的干扰丶传送延误或任意中断延误。本网站所载资讯可能会被拦截丶遗失丶销毁或传送延误，从而可能延误提供摩根大通的服务及执行阁下的命令。尽管摩根大通已作出合理努力将有关风险降至最低，摩根大通概不保证本网站可供使用或産生的任何通讯并无病毒丶破坏程式或其他有害部份。

阁下确认任何资讯服务提供者丶第三方或摩根大通概不就传送导致的任何损失向阁下或任何第三方承担责任。任何资讯服务提供者丶第三方或摩根大通概不就任何相应而生的损失承担责任，包括但不限于因使用该系统的延误或损失而造成的特别丶附带丶直接或间接损害。摩根大通概不就阁下使用该系统而导致阁下的电脑丶软体丶数据机丶电话或其他财産的任何损害承担责任。摩根大通概不就未经授权各方对阁下电脑系统的任何干扰承担任何责任。摩根大通明确提醒阁下有关病毒及黑客可能作出攻击的风险。

任何价值或价格乃计算至提供当日的营业时间结束时或另行列明的时间，仅供参考用途，并纯粹拟供阁下使用。价格或价值未必反映根据规管摩根大通贸易关系的任何协定(i)订立新交易的实际条款；(ii)现有交易清算或解除的实际条款；或(iii)对于指定提前终止日期后应付金额的计算或估计，且摩根大通概不保证其完整性或准确性。

任何估值均采用以公认财务原则及有关未来市况的合理估计爲基准的专有模型计算所得。以其他模型或不同假设爲基准的估值可能出现不同结果。摩根大通明确表示概不就(i)作出估值所用的模型或估计的准确性；(ii)计算或发布估值的任何错误或遗漏；及(iii)依赖或使用有关估值而承担任何责任。谨请注意，于计算若干工具的全部未来现金流量的现值时，可能需要对未来市况作出估计。在此情况下，摩根大通的计算乃根据吾等的内部政策及模型，使用摩根大通对相关未来市况的最佳合理估计而进行。

阁下确认摩根大通并无提供法律意见或税务意见。然而，本网站可能呈列有关投资于结构性産品的一般税务及遗産规划的资料及原则。此等一般资料及原则未必适用于阁下的具体情况及财务状况。阁下同意此等原则未必适用于阁下的具体情况或考虑阁下的综合税务或遗産规划情况。

投资与多项税务事宜有关。阁下于作出任何投资前，应谘询税务顾问有关阁下的特定情况。本网站所呈列的资讯无意提供税务丶法律或投资意见，对所有人士或所有类型的结构性産品丶证券或交易未必一概准确。

有关购买丶拥有及处置结构性産品的若干税务考虑因素的呈列内容仅属一般性质，并无针对根据全部适用法律投资于衍生证券的所有潜在税务后果。所呈列的概要乃根据本文据当日有效的条约丶法律丶法规丶规则及决定，全部条约丶法律丶法规丶规则及决定均可予变更。

具体而言，投资者须就每次发行活动参考有关个别工具的全部条款以厘定确实税务待遇。该等条款于相关披露中订明，并受于相关时间适用的税务法律及惯例所限。投资者应就购买丶拥有丶行使及处置结构性産品衍生证券的税务后果谘询其税务顾问。

此等「免责声明以及条款及条件」的条款受中华人民共和国香港特别行政区法律规管，并按其诠释。阁下同意就本网站引起的任何事宜或争议接受香港法院的司法管辖

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您的私隐对我们至关重要。本《网络私隐政策》说明您在浏览或使用摩根大通所提供与本政策有关或提述本政策的当前及其他网络服务（统称我们的｢网络服务｣）时，我们如何收集丶共享丶使用及保护您的个人资料。然而，务请垂注，本《网络私隐政策》并非我们就所有产品及服务的私隐原则所提出的独家声明。我们或会视乎您从我们获得的金融产品或服务，或我们与您进行业务往来所处的司法权区，而应用其他私隐原则或政策。您可使用《网络私隐政策》的网页(https://www.jpmorgan.com/pages/privacy)提供的链结查阅若干该等政策。

• 我们保护您的资料。
  我们有责任严格保护您资料的私隐及保密性，其中包括个人资料。我们维系符合适用法律准则的实物丶电子及程序保护措施，保证有关资料不被擅自查阅及使用丶修改及销毁。我们认为我们的雇员均有责任遵守有关资料私隐及保密性的相关政策丶程序丶规则及规例。
• 我们致力仅为适当用途收集丶使用及保留客户资料。
  • 当您浏览或使用我们的网络服务时，我们可能收集您的个人资料的类别包括您的姓名丶电邮地址丶邮寄地址丶电话号码丶账号丶有限地址资料（例如，邮政编码，其有助您找到附近的摩根大通办事处）丶用户名称及密码。我们亦可能在您使用我们的网络服务并提供有关资料时，收集我们认为对日常业务合理必要的支付卡资料丶社会保障号码丶驾驶牌照号码（或同类资料）。
  • 除上述个人资料外，我们可能收集有关您使用我们网络服务的若干资料。例如，我们可能采集您连接网络服务所使用装置的IP地址，您所使用操作系统及浏览器的类别，以及有关您之前浏览网站的资料丶您使用我们网络服务的内容及您之后浏览网站的资料。如我们的Cookies政策所详释，我们或我们的第三方合作夥伴可能使用cookies（以及网络信标或其他技术）收集及保存有关您浏览或使用我们网络服务的各种资料。我们其后可能按法例许可或要求将我们从网络上收集到的使用习惯及其他资料与有关您的个人资料相关联。
  • 我们亦可能从其他在线及离线渠道收集有关您的资料，包括在商业上可供使用的第三方资源，例如信用报告机构。我们可能将该资料与我们根据本《网络私隐政策》收集到有关您的个人及其他资料结合。
  • 我们可能使用我们从您处收集的资料协助我们提供网络服务；管理丶评估及改善我们的业务（包括开发新产品及服务丶改进现有产品及服务丶进行数据分析以及执行会计丶审计及其他内部职能）；管理我们的风险；营销我们的服务及产品；以及遵守及执行适用法例及规例丶相关行业标准丶合约责任及我们的政策。在适用法例及规例许可的情况下，我们亦可能将我们集中或匿名（如此不会识别任何单一客户）收集的资料作各种商业用途。
• 即使您出门在外，我们也会尊重并保护您的私隐。
  为使您能更方便使用我们部分产品及服务，摩根大通为您提供流动装置应用程式及流动装置优化网站。在您透过您的流动装置与我们互动时，我们可能收集有关您的资料，如唯一装置识别码丶您的屏幕解析度及其他装置设定丶您的位置资料及有关您如何使用流动装置的分析资料。我们在收集若干资料（如精确的地理位置资料）前可能徵求您的允许。
• 当我们认为共享个人资料将提升我们向您提供的服务及产品时，或基于合法及常规事务理由，我们会与附属公司及他人共享个人资料。
  
  • 当我们认为共享个人资料将提升我们所提供的服务时，我们会与附属公司及业务单位共享个人资料，惟仅会在符合法例丶任何适用保密协议以及我们的政策及惯例等情况下进行。
  • 我们可能按法例要求或许可披露我们所拥有关于您的资料。例如，在我们真诚认为按相关法律规定有必要披露相关资料时，我们可能与监管机构及执法人员共享资料。我们可能在适当时候与第三方共享资料，以保障不被欺骗或核证或执行我们的使用条款丶我们的其他权利或其他适用政策。
  • 我们不时与其他公司订立协议，以向我们提供服务，或向您提供适用服务及产品。根据该等协议，该等公司有可能获取您的个人资料，但彼等须保护有关资料，且仅可用作我们指定的用途。
  • 倘获得您的同意，我们可能与任何人士或实体共享您的个人资料。
• 在我们视为必要丶适当或符合法律或监管责任时，我们可能向全球任何国家或透过此等国家传送丶移交或处理资料。
  作为一家全球企业，无论您身在何处，我们都致力为您提供最优质的金融产品及服务。为此，我们可能与位于您所在国家境外的摩根大通公司旗下的成员公司或服务供应商共享您的个人资料。即使这些国家的资料保护法律或不及您所在国家严苛，摩根大通仍会采取适当措施确保您的个人资料按本《网络私隐政策》所述妥为处理。
• 我们向您提供有关个人资料共享的相关及适当选择。
  我们可能就与附属公司及第三方共享个人资料向您提供各种选择。有关您的个人资料共享的选择将于您从我们获得的金融产品或服务所收到的私隐政策或通知内详述。
• 您可查阅及更正我们所存档有关您的资料。
  保持您的最新账户资料十分重要。您可通过登入及进入｢客户中心｣一栏核查或更新若干账户资料。若您无法于网络更改错误资料，或您希望离线修改，请使用您的账户结单丶记录或其他账户资料中列示的联系方式联络您的摩根大通客户代表。
• 对出于广告用途收集有关您在不同时间及不同网站的个人网络活动资料，我们尊重您的决定。
  摩根大通不允许非联属第三方在您使用我们的网络服务时收集有关您的个人网络活动资料。我们不会使用于非联属网站收集的个人资料对您作出与您浏览行为有关的广告活动。若我们日后从事此项业务，我们将提供适当通知及选择，以便您决定是否退出此项资料收集。
• 我们将通知您我们的私隐政策及惯例变动。
  我们可能不时修改本《网络私隐政策》。倘若如此，我们将以适当方式通知您，例如，在本网页登载标有新｢最近更新｣日期的经修订政策。除另有指明外，所有变动将于登载时生效。

尽管摩根大通并无承诺定期更新本网站，摩根大通可能透过于本网站刊载更新版本，以不时修改此等免责声明以及条款及条件。摩根大通亦保留限制丶干扰或终止本网站的权利。阁下将不会收到任何其他形式的通知。

此等条款及条件的中文译本与英文版本如有歧义，概以英文版本爲准。

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The materials and information on this website are provided for information and discussion purposes only and are not intended as an offer, invitation, inducement, advice, recommendation or solicitation for the purchase or sale of any security or financial instrument (including warrants, callable bull/bear contracts or other structured products listed on The Stock Exchange of Hong Kong Limited described in the Website (as defined below) (“Structured Products”) , or to enter into a transaction involving any financial instrument or trading strategy, or as an official confirmation or official valuation of any transaction mentioned herein. Any pricing information provided is indicative only and does not reflect a level where J.P. Morgan is prepared to execute a trade. Nothing contained herein shall form the basis of any contract or commitment whatsoever. Neither this website nor any material on this Website shall be construed as an advertisement, inducement or representation of any kind or form whatsoever. The materials on this Website do not take into account the particular needs of any specific user.

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There are numerous tax issues related to investing. You may want to consult with your tax advisor concerning your particular situation prior to making any investment. The information presented on this Website is not intended to supply tax, legal, or investment advice, and may not be accurate for all persons or, all kinds of Structured Products, securities or transactions.

The presentation of certain tax considerations relevant to the purchase, ownership and disposition of Structured Products is of a general nature only and does not address every potential tax consequence of an investment in derivative securities under all applicable laws. The summaries presented are based on treaties, laws, regulations, rulings and decisions in effect at the date of this writing, all of which are subject to change.

In particular, the precise tax treatment of an investor needs to be determined for each issue with reference to the full terms of the specific instrument. Such terms are specified in the relevant disclosure and are subject to the applicable tax law and practice at the relevant time. Investors should consult their own tax advisors on the tax consequences of the purchase, ownership, exercise and disposition of the Structured Products derivative securities.

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Privacy Principles

Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use and protect your personal information when you visit or use this and other online services offered by J.P. Morgan that link to or reference this policy (collectively, our “online services”). Please note, however, that this Online Privacy Policy is not an exclusive statement of our privacy principles across all products and services. Other privacy principles or policies may apply depending on the financial products or services you obtain from us, or the jurisdiction in which we are doing business with you. You can access many of these policies using the links at the bottom of this page.

• We protect your information.
  We take our responsibility to protect the privacy and confidentiality of your information, including personal information, very seriously. We maintain physical, electronic and procedural safeguards that comply with applicable legal standards to secure such information from unauthorized access and use, alteration and destruction. We hold our employees accountable for complying with relevant policies, procedures, rules and regulations concerning the privacy and confidentiality of information.
• We endeavor to collect, use and maintain client information only for appropriate purposes.
  • The types of personal information we may collect from you when you visit or use our online services include your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a zip code to help you find a J.P. Morgan office near you), user name and password. We may also collect payment card information, Social Security numbers, driver’s license numbers (or comparable) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
  • In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. As explained in more detail in our Cookies Policy, we or our third-party partners may use cookies (as well as web beacons or other technologies) to collect and store this and other information about your visit to, or use of, our online services. We may later associate the usage and other information we collect online with personal information about you, as permitted or required by law.
  • We may also collect information about you from additional online and offline sources including commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.
  • We may use the information we collect from you to help us deliver our online services; to administer, evaluate and improve our business (including developing new products and services, improving existing products and services, performing data analytics, and performing accounting, auditing and other internal functions); manage our risks; market our services and products; and to comply with and enforce applicable laws and regulations, relevant industry standards, contractual obligations and our policies. We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual clients) for various business purposes, where permissible under applicable laws and regulations.
• We respect and protect your privacy even when you’re on the go.
  For your convenience, J.P. Morgan offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites. When you interact with us through your mobile device, we may collect information such as unique device identifiers, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information, such as precise geolocation information.
• We share personal information with affiliates and with others when we believe it will enhance the services and products we can provide to you or for legal and routine business reasons.
  
  • We share personal information among our affiliates and business units when we believe it will enhance the services we can provide, but only in circumstances where such sharing conforms to law, any applicable confidentiality agreements, and our policies and practices.
  • We may disclose information we have about you as required or permitted by law. For example, we may share information with regulatory authorities and law enforcement officials when we believe in good faith that such disclosure is necessary to comply with legal requirements. We may share information with third parties where appropriate to protect against fraud or verify or enforce our terms of use, our other rights, or other applicable policies.
  • From time to time, we enter into agreements with other companies to provide services to us, or to make services and products available to you. Under these agreements, these companies may receive your personal information, but they must safeguard this information, and they may only use it for those purposes we specify.
  • We may share your personal information with any person or entity if we have your consent to do so.
• We may transmit, transfer or process information to, or through, any country in the world, as we deem necessary, appropriate or consistent with legal or regulatory obligations.
  As a global company, we strive to provide you with access to the highest-quality financial products and services wherever you are. To do this, we may share your personal information among members of the JPMorgan Chase & Co. family of companies or service providers that may be located outside your home country. Although the data protection laws of these countries may be less stringent than those in your own, J.P. Morgan will take appropriate steps to ensure your personal information is handled as described in this Online Privacy Policy.
• We provide you with relevant and appropriate choices regarding the sharing of personal information.
  We may give you choices regarding the sharing of personal information with affiliates and third parties. Choices you have about the sharing of your personal information will be described in the privacy policies or notices you receive in connection with the financial products or services you obtain from us.
• We offer you the opportunity to access and correct your information on file with us.
  Keeping your account information up-to-date is very important. You may review or update certain account information by logging in and accessing the “Client Center” section. If you cannot change the incorrect information online, or you prefer to request changes offline, please contact your J.P. Morgan representative using the contact information listed on your account statements, records or other account materials.
• We respect your decisions about the collection of personal information related to your online activities over time and across different websites for advertising purposes.
  J.P. Morgan does not allow unaffiliated third parties to collect personal information about your online activities when you visit our online services. Nor do we use personal information collected across non-affiliated websites for the purpose of serving you advertising related to your browsing behavior. If we engage in this practice in the future, we will provide appropriate notice and choice so that you may opt out of the practice.
• We tell you when our privacy policies and practices change.
  We may change this Online Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date. All changes will become effective when posted unless indicated otherwise.

We may amend these Disclaimers and Terms and Conditions from time to time by posting the updated version on this Website, although we do not undertake to update this Website regularly. We also reserve the right to restrict, interrupt or terminate this Website. No other form of notification will be delivered to you.

A Chinese translation of this website is available. In the event of any inconsistency between the English version and Chinese translation, the English version shall prevail.